There are many factors used to determine the cost of your life insurance. Age, meds and health.. dictates a lot into what our life insurance costs will be. At age 40 a policy may end up being $65 a month where it would have only cost us $20 when we are 18-25 years of age. Thats the price if we are not on meds but, we have to be logical and realize that many of us end up on meds before age 30. High blood pressure, diabetes or cholesterol being the prime suspects. If we are on those meds before we apply for life insurance or even burial expense insurance those meds and health issues can actually cause the price of the insurance to go up. With all that being said if you already have a life insurance policy or final expense insurance in force.
That insurance will not go up just because we get older or sick. Once you are with an insurance company your more apt to get it reinstated or even increased face amount (the amount family or loved ones get if something happens). It is wiser to pay $20 over the $65 a month for life insurance. I advise anyone looking for it to get it while they are younger and make it easier for loved ones to tend to things when something happens. There is no if something happens at some point we all have a need for coverage. Lets look at our loved ones, our families have we done everything we needed to to make sure they are taken care of? If you answer no then go here and I will be your life insurance agent for life. That means from set up to hand over. I set you up with the plan that you want and works best for your budget etc. I make sure the insurance company hands over a check to your family or person of your choice. My job is to be your agent. I work for you and with you. Not now or ever for the company.
That insurance will not go up just because we get older or sick. Once you are with an insurance company your more apt to get it reinstated or even increased face amount (the amount family or loved ones get if something happens). It is wiser to pay $20 over the $65 a month for life insurance. I advise anyone looking for it to get it while they are younger and make it easier for loved ones to tend to things when something happens. There is no if something happens at some point we all have a need for coverage. Lets look at our loved ones, our families have we done everything we needed to to make sure they are taken care of? If you answer no then go here and I will be your life insurance agent for life. That means from set up to hand over. I set you up with the plan that you want and works best for your budget etc. I make sure the insurance company hands over a check to your family or person of your choice. My job is to be your agent. I work for you and with you. Not now or ever for the company.